Our way of rewarding all sparklers for payments and activities performed in app, in stores or online using your Sparkle card.
Redeem your Sparkle tokens and loyalty points on the app and for goods and services at our partner websites and locations.
Get rewarded for everyday activities like stash balances, bills payments, referring friends, sending payment links, scheduling payments, splitting bills and so much more. And what beats being able to share Loyalty points with other Sparklers? Experience Sparkle.
Sparkle Loyalty Level
Sparkle Tokens
As you do more on your app, we'll reward you by moving you to higher levels where you enjoy bigger loyalty points and tokens.
On each level, you get a badge and more points for the same activity. Start using your Sparkle account to move up the ladder
Sparkle loyalty offers exciting benefits for all Sparklers. Points are categorized based on your Sparkle Loyalty Level.
You acquire the spark to take you to the next level in your finances
Adopt a new lifestyle that shows credibility and accountability
That ease to shine so that everyone adores you
And the liberty to be an Advocate and a true Sparkler
You can get discounts off specific merchants in exchange for points as well as turn points into cash for your in-app payments. Not only that, loyalty points can also be traded with other Sparklers. The frequency of your activities will determine how many points you’re rewarded with per activity.
Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account | |
---|---|---|
₦ 20,000 | 2.50pts - 20pts | |
₦ 50,000 | 6.250pts - 50pts | |
₦ 100,000 | 12.50pts - 100pts | |
₦ 250,000 | 31.25pts - 250pts | |
₦ 500,000 | 62.50pts - 500pts | |
Above ₦ 500,000 | 93.75pts - 750pts |
Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account | |
---|---|---|
₦ 10,000 | 1.25pts - 10pts | |
₦ 20,000 | 2.50pts - 20pts | |
₦ 50,000 | 6.25 pts - 50pts | |
₦ 100,000 | 12.50pts - 100pts | |
₦ 250,000 | 31.25pts - 250pts | |
₦ 500,000 | 62.50pts - 500pts |
Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account | ||
---|---|---|---|
₦ 20,000 | Not Applicable | 6.25pts - 50pts | |
Above ₦ 50,000 | Not Applicable | 12.50pts - 100pts | |
Above ₦ 500,000 | 93.75 pts - 750pts |
Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account | |
---|---|---|
1 | 0.013pts - 0.1pts |
Features | Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account |
---|---|---|
1 | 4.594pts - 37pts |
Features | Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account | |
---|---|---|---|
Business Susbcribers | 1 | Not Applicable | 31.25pts - 250pts |
My Customers | 1 | Not Applicable | 0.125pts - 1pts |
My Employees | 1 | Not Applicable | 0.125pts - 1pts |
Features | Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account |
---|---|---|
Request Money | 1 | 0.125pts - 1pts |
Payment Link | 1 | 0.125pts - 1.0pts |
QR Payment | 1 | 0.125pts - 1.0pts |
Scheduled Payment | 1 | 0.125pts - 1.0pts |
Split Bill | 1 | 0.125pts - 1.0pts |
Features | Reward Activities (volume & amount) | Points to be Earned Personal Account Business Account |
---|---|---|
Incoming from other banks | 1 | 0.021pts - 0.2pts |
Transfer to other banks | 1 | 0.125pts - 1.0pts |
Pay bills & airtime | 1 | 0.063pts - 0.5pts |
You get at least 20pts, if you have 3 months average deposit of ₦20,000 and above. The higher your average deposit, the higher your tokens.
You get 10pts and above, if you have 3 months average stash balance of ₦10,000 and above. The higher your average stash balance, the higher your tokens.
You get tokens for every transactions you make either online or at various payments points using your physical cards.
You get 30pts and above, for every qualified Sparkler you refer to the Sparkle Tribe.
You get 250pts and above, if you open a Sparkle Business account.
You get 50pts and above, if you have 3 months average deposit of ₦50,000 and above in your Sparkle Business account. The higher your average deposit the higher your tokens.
You get tokens, if you add customers to your Sparkle Business account, using the Invoice feature.
You get tokens for every employee on payroll you add on your Sparkle Business account.
You get tokens for every successful payment using the payment request feature from your Sparkle account.
You get tokens for every successful payment using the payment links from your Sparkle account.
You get tokens for every successful payment using the QR payment feature from your Sparkle account.
You get tokens for every successful payment using the Scheduled payment feature from your Sparkle account.
You get tokens into your Sparkle account when you use the Split bill feature.
You get tokens for every successful payment from other banks into your Sparkle account.
You get tokens for every successful bill payment from your Sparkle account.