Experience the Sparkle loyalty tokens and access other redeemable offers that suit your lifestyle.

Redeem your Sparkle tokens and loyalty points on the app and for goods and services at our partner websites and locations.

Get rewarded for everyday activities like stash balances, bills payments, referring friends, sending payment links, scheduling payments, splitting bills and so much more. And what beats being able to share Loyalty points with other Sparklers? Experience Sparkle.

Earn money, discounts, cashbacks and sparkle loyalty points for your in app payments

Sparkle Loyalty Level

Trust

Sparkle Tokens

1000pts

Move up Sparkle loyalty levels for more points and bigger offers

As you do more on your app, we'll reward you by moving you to higher levels where you enjoy bigger loyalty points and tokens.

On each level, you get a badge and more points for the same activity. Start using your Sparkle account to move up the ladder

Sparkle Loyalty Levels

Sparkle loyalty offers exciting benefits for all Sparklers. Points are categorized based on your Sparkle Loyalty Level.

Trust

You acquire the spark to take you to the next level in your finances

  • Open a Sparkle Account

Transparency

Adopt a new lifestyle that shows credibility and accountability

  • 3 months average deposits balance of ₦20,000
  • 3 months average stash balance of ₦10,000
  • 1 active virtual card

Simplicity

That ease to shine so that everyone adores you

  • 3 months average deposits balance of ₦50,000
  • 3 months average stash balance of ₦20,000
  • 5 - 10 referrals
  • 1 active physical card
  • 1 active virtual card

Freedom

And the liberty to be an Advocate and a true Sparkler

  • 3 months average deposits balance of ₦250,000
  • 3 months average stash balance of ₦100,000
  • 10 Referrals
  • 1 active physical card
  • 1 active virtual card
  • Active Sparkle Business account
  • Sparkle Business Subscription Service

How to get Sparkle Loyalty Tokens

You can get discounts off specific merchants in exchange for points as well as turn points into cash for your in-app payments. Not only that, loyalty points can also be traded with other Sparklers. The frequency of your activities will determine how many points you’re rewarded with per activity.

PersonalBusiness

Deposits

You get at least 20pts, if you have 3 months average deposit of ₦20,000 and above. The higher your average deposit, the higher your tokens.

PersonalBusiness

Stash Balance

You get 10pts and above, if you have 3 months average stash balance of ₦10,000 and above. The higher your average stash balance, the higher your tokens.

PersonalBusiness

Card Transactions

You get tokens for every transactions you make either online or at various payments points using your physical or virtual cards.

PersonalBusiness

Referrals

You get 30pts and above, for every qualified Sparkler you refer to the Sparkle Tribe.

Business

Business Account

You get 250pts and above, if you open a Sparkle Business account.

Business

Business Deposits

You get 50pts and above, if you have 3 months average deposit of ₦50,000 and above in your Sparkle Business account. The higher your average deposit the higher your tokens.

Business

My Customers

You get tokens, if you add customers to your Sparkle Business account, using the Invoice feature.

Business

My Employees

You get tokens for every employee on payroll you add on your Sparkle Business account.

PersonalBusiness

Request Money

You get tokens for every successful payment using the payment request feature from your Sparkle account.

PersonalBusiness

Sparkle Pay

You get tokens for every successful payment using the payment links from your Sparkle account.

PersonalBusiness

QR Payment

You get tokens for every successful payment using the QR payment feature from your Sparkle account.

PersonalBusiness

Scheduled Payment

You get tokens for every successful payment using the Scheduled payment feature from your Sparkle account.

PersonalBusiness

Split Bills

You get tokens into your Sparkle account when you use the Split bill feature.

PersonalBusiness

Bank Transfers

You get tokens for every successful payment from other banks into your Sparkle account.

PersonalBusiness

Pay Bills & Airtime

You get tokens for every successful bill payment from your Sparkle account.

Sparkle Nigeria

Join Sparkle.

Get the App

Be Part of Our Sparkle Tribe

Download the Sparkle App and open an account within minutes

  • Download sparkle on applestore
  • Download sparkle on google play store
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